HOME, BUILDINGS AND CONTENTS
Cover can be placed to cover all perils (fire, theft, flood, escape of water, accidental damage etc) to ensure your prized assets and possessions are insured in the event of an insurable loss. Cover can be extended to cover your personal possessions, jewellery and watches away from home including worldwide on some policies.
We find that many clients have previously insured their buildings or contents with either with a bank that provide their mortgage or with an insurance that does not ensure full cover is in place should the worse happen. Please contact us or request a call back below so we can look to provide a swift and accurate quotation.
Those we can assist are typically but not limited to:
STANDARD AND HIGH VALUE HOME (£500K+)
PROPERTY PORTFOLIOS
RENTED PROPERTY/LODGERS
HOLIDAY HOMES
BUY TO LET PROPERTIES
UNOCCUPIED PROPERTY
LEISURE, SPORTS AND SOCIAL CLUBS
SHOPS AND RETAILS
HOTELS AND B&BS
FINE ART
JEWELLERY AND WATCHES
CLIENTS IN THE SPORTS OR ENTERTAINMENT INDUSTRY
We’ve listed below a number of factors that will likely influence the price of your home, buildings and contents insurance. However any incorrect information or information that is not disclosed will likely cause your policy to be cancelled or voided and any claim not paid by the insurer.​
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Your Information:
Occupation and Industry Type
Previous Claims
Have you been refused Insurance previously
Any previous special terms applied to previous insurance
CCJs, bankruptcy and credit rating
Does any occupant at the property smoke
Any CCJ's
Previous cancelled or voided policies (by a previous insurer)
The Property
Property type i.e. detached, semi detached, townhouse etc.
Value
Rebuild Costs
Roof Type
Security
Number of bedrooms/bathrooms
Holiday home or buy to let
Occupancy Type
Is the property on a flood plain
Is the property free of subsidence
Any business use, business type